Health and insurance

Health and insurance

Germany has a well-established healthcare system which provides sick and injured people with rapid access to the help they need.

Gesundheit und Sicherheit  Fotolia Scanrail © Scanrail - Fotolia
© Scanrail - Fotolia

Health insurance reimburses the insured person in whole or in part for the costs of medical treatment. There are two types of health insurance in Germany – statutory and private. If you are an employee, you will be covered by statutory insurance as a matter of course.

There is a wide range of health insurance policies available in Germany, and you are free to choose whichever suits you best. An overview of the different insurance companies can be found online and elsewhere. The statutory health insurance providers all offer basic cover, and differ only in the additional services they make available to policyholders.
Further information and links:

In Germany, health insurance is compulsory. This means that, irrespective of whether you are in the country as a student, employee or research scientist, you must be able to provide evidence of health insurance cover. A German health insurance policy is also required before you can be issued with a residence permit.

In this instance too, the rules vary depending on your country of origin.
Citizens of an EU state can use their European Health Insurance Card for short visits; this entitles them to receive treatment from any medical practice or hospital. For longer stays of over three months, they should obtain a form from their health insurer at home and present it to a German insurance company of their choice. They – and if necessary, their family – will be entitled to use all of the services available to a German with health insurance.

Citizens from outside the EU must take out health insurance. Certain groups will be able to take advantage of special conditions. Provided they are under 30 and are not yet in their 14th study semester, students will be offered a special tariff of about Euro 100 per month.

Health card

As soon as you join a statutory health insurance scheme, you will be issued with your electronic health card. This card will display a photo of you, and will store your name, date of birth, address, insurance number and insurance status. You should present this card every time you visit the doctor, so that your treatment can subsequently be charged to your health insurance provider.

Health and assistance in an emergency

A guide from the German Federal Ministry of Health explains the German health care system in 14 language versions for health insurance, medical care, emergencies, preventive health care and long-term care insurance. Click here to download

In the Migration Guide, further helpful links are compiled on the topic of health and help in emergency situations, psychological or mental impairments or help with violence against women.
Materials and links on health and help in emergency situations

Finding a doctor

Germany has a well-established healthcare system which provides sick and injured people with rapid access to the help they need. If there is no danger to life, primary care will be provided by a local doctor. General practitioners (GPs) operate in all districts of Magdeburg; in German they are often called a ‘Hausarzt’. If additional measures are required, the doctor will refer you to a specialist for treatment.

To find out where your local medical practices are located, when they are open, and what languages are spoken there, visit the website of the Association of Statutory Health Insurance Physicians of Saxony-Anhalt.

After you have specified which doctor you are looking for in the database of the Association of Statutory Health Insurance Physicians, you can use other filters to find out, among other things, the opening hours or which foreign language is spoken in the medical practice.

In an emergency

Police: 110
Fire service; emergency doctor: 112 (only in an emergency when there is a threat to life)
Otherwise: On-call doctor’s service: 116, 117

Emergency medical assistance
Campus Magdeburg University Hospital
Leipziger Straße / Building 60a
39112 Magdeburg
Tel.: 0391/62 79 600

The emergency service will provide treatment outside normal working hours, i.e. also in the evenings and at weekends. It is staffed by both GPs and specialist doctors.

The city’s hospitals accept emergency admissions for patients suffering from acute illnesses, injuries sustained during traffic or sports accidents or accidents in the home, and patients suffering an acute deterioration in existing chronic symptoms.

Their services are also used by emergency doctors, rescue services and air ambulances, and they accept emergency admissions of patients with a referral from their GP or another medical institution. The hospitals also operate community health centres (MVZs), where a number of different specialists work together.

Universitätsklinikum Magdeburg (Magdeburg University Hospital)
Leipziger Str. 44
39120 Magdeburg
Community Health Centre of Universitätsmedizin Magdeburg

Klinikum Magdeburg gemeinnützige GmbH
Birkenallee 34
39130 Magdeburg
Community Health Centre of Klinikum Magdeburg